Confidence, Inspired by Evidence

ReSolve Asset Management delivers ETF Managed Portfolio Solutions focused on global asset allocation. The firm stands for rules-based adaptive portfolios prioritizing diversification and downside protection for strong, stable returns through most market environments. ReSolve serves advisors and institutions in Canada, and advisors, institutions and individuals in the United States, with fund and SMA offerings suitable for both core and explore mandates. Choose your investor type to learn what we can offer for you.

In the U.S. ReSolve is registered with the United States Securities and Exchange Commission as a Non-Resident Investment Adviser. In Canada ReSolve is registered as an investment fund manager in Ontario and Newfoundland and Labrador, and as a portfolio manager and exempt market dealer in Ontario, Alberta, British Columbia and Newfoundland and Labrador. ReSolve has not sought licensing with any other regulatory authority of any country or jurisdiction, nor has any such regulatory authority passed upon or endorsed the merits of the services offered by ReSolve. Therefore, ReSolve does not accept clients from jurisdictions where regulations prohibit ReSolve from offering its services. While this website can be accessed worldwide, the information provided is only intended for use by any person in any country where such use would not be contrary to local law or regulation.

Investment Advisor I am registered or I represent an entity that is registered under the securities legislation of my country’s jurisdiction as (i) an investment dealer (in which case, I am also registered with the Investment Industry Regulatory Organization of my county); or (ii) a portfolio manager. Alternatively, I am registered or I represent an entity organized in a foreign jurisdiction that is registered in a category that is analogous to (i) or (ii) above. I am a fiduciary.

Institutional Investor I represent an organization or entity, including banks, insurance companies, governmental entities, investment funds, pension funds with net assets of at least $25 million. Alternatively, I am registered as an advising representative of a portfolio manager that manages portfolios for the above-mentioned institutional entities. I satisfy the eligibility criteria for an institutional investor set forth in the Terms & Conditions.

Individual Investor I (a) manage my own portfolio, (b) am accessing this site in my personal capacity and/or (c) do not otherwise qualify as an investment advisor or institutional investor.

By accessing this website and any pages thereof, you agree to be bound by the terms of use set out below. If you do not agree with these terms of use, do not access this website or any pages thereof. We reserve the right, in our sole discretion, to modify, alter or otherwise update these terms of use at any time and you agree to be bound by such modifications, alterations or updates. References on this website to “ReSolve Asset Management Inc.”, “ReSolve”, and “we” or “us” are to the corporate entity ReSolve Asset Management Inc. and include its subsidiaries and affiliates, depending upon the context.

Products and Services of ReSolve. All products and services of ReSolve are offered for sale subject to the terms of the applicable agreements governing their use. Please consult with us for complete and up-to-date information on products and services. The information on this website is intended for use solely by persons resident in jurisdictions where ReSolve operates. These products and services are available in Canada and only in those other jurisdictions where they may be legally offered. This site does not constitute an offer or solicitation to anyone in any jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such a solicitation.

No Solicitation. Nothing on this website constitutes a solicitation or offer by ReSolve to buy or sell products or services of any kind whatsoever, including, without limitation, securities or any other financial instruments of any issuer. No Advice. The information on this website is general only. The information provided on this website is intended for informational purposes only and is not intended to constitute financial, accounting, legal or tax advice. Many factors unknown to us may affect the applicability of any statement or comment that we make on our website to your particular circumstances. You should consult directly with a ReSolve professional or your other advisors before acting on any information on this website.

Accuracy and Changes. The information on this website does not constitute the official version of ReSolve’s disclosure documents and may not always be the most current. Facts and information provided on this website are believed to be accurate at the time they are posted. However, this website could include inaccuracies, typographical errors, or out-of-date information. Changes may be made at any time to the information on this website without prior notice. Please consult with us for complete and up-to-date information on products and services.

Disclaimer of Warranty and Limitation of Liability. ReSolve does not warrant the timeliness, accuracy, completeness, quality, adequacy or content of any information on this website and expressly disclaims any liability whatsoever for errors or omissions. Such information is provided “as is” without warranty or condition of any kind (either express, implied or statutory), including, without limitation, the implied conditions and warranties of merchantability and fitness for a particular purpose, except in jurisdictions which do not allow the exclusion of implied warranties. ReSolve will not be responsible or liable for any direct, indirect, special, incidental, or consequential damages, or any other damages whatsoever, including, without limitation, lost revenues, lost profits or loss of prospective economic advantage, resulting from the use of or misuse of or inability to access or use this website or the information, documents, software or content thereof, or an error, omission, interruption, defect, delay, computer virus, system failure, loss of data or otherwise, even if advised of the possibility of such damages or such damages are reasonably foreseeable.

Hyperlinks Are Not Endorsements. Links to other Internet resources or websites are used at your own risk. Links to other websites or references to products, services or publications other than those of ReSolve on this website do not imply the endorsement or approval by ReSolve of such websites, products, services or publications. ReSolve makes no representations whatsoever about any other website which you may access through this one and accepts no responsibility whatsoever for such websites or their content. When you access a non-ReSolve website, please understand that it is independent from ReSolve, and that ReSolve has no control over the content on that website. Non-ReSolve websites are not subject to ReSolve’s privacy policy or security standards.

Material to be Consulted in its Entirety. All materials on this website are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions or disclosures, and any copyright or proprietary notices. Any disclaimers, restrictions, disclosure or hedge clauses apply to any partial document or material in the same manner as they do the whole, and will be deemed incorporated in the portion of any material or document that you consult or download.

Forward-Looking Statements. From time to time, we make written or oral forward-looking statements within the meaning of certain securities laws, including on this website, in filings with Canadian securities regulators and in other communications. These statements include, but are not limited to, statements we make about our operations, business lines, financial condition, risk management, priorities, targets, ongoing objectives, strategies and outlook. Forward-looking statements are typically identified by the words ‘believe’, ‘expect’, ‘anticipate’, ‘intend’, ‘estimate’ and other similar expressions or future or conditional verbs such as ‘will’, ‘should,’ ‘would’ and ‘could’. By their nature, these statements require us to make assumptions and are subject to inherent risks and uncertainties that may be general or specific. A variety of factors, many of which are beyond our control, affect our operations, performance and results and those of our business lines, and could cause actual results to differ materially from the expectations expressed in any of our forward-looking statements. Readers should not place undue reliance on our forward-looking statements. We do not undertake to update any forward-looking statement that is contained in this site or in other communications.

Internet Communications. PLEASE BE ADVISED THAT TRADING INSTRUCTIONS SHOULD NOT BE COMMUNICATED VIA E-MAIL AND, IF RECEIVED VIA E-MAIL, WILL NOT BE ACTED UPON. Without the use of secure encryption, the Internet is not a secure medium and privacy cannot be ensured. Internet e-mail is vulnerable to interception and forging. ReSolve cannot ensure the privacy and authenticity of any information communicated over the Internet, and will not accept any instructions that you send to us over the Internet. ReSolve will not be responsible for any damages you may incur if you communicate confidential information to us over the Internet or if we communicate such information to you at your request. Please refer to ReSolve’s Privacy Policy for more information.

Permitted Users and Access. This website may be used only by persons who are at least 18-years old and can form legally binding contracts under applicable law. This website may not be used by persons in jurisdictions where access to or use of this website or any part thereof may be illegal or prohibited.

Termination. If you breach any provision of these terms of use, you may no longer use this website. ReSolve may, at any time, for any reason and without any prior notice or liability, change, suspend or terminate this website or any part of it or withdraw your permission to use this website. If these terms of use or your permission to use this website are terminated for any reason, these terms of use will nevertheless continue to apply and be binding upon you indefinitely in respect of your prior use of this website.

General. These terms of use and the terms of use for client access, if applicable, including any changes hereto and/or thereto made from time to time (collectively, the “Terms”) constitute the entire agreement between you and ReSolve relating to your use of this website, and supersedes all previous agreements, written, oral or otherwise, between you and ReSolve. If any provision of the Terms is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed to be severed from the rest of the Terms, and shall not affect the validity and enforceability of any remaining provisions. No consent or waiver by either party to or of any breach or default by the other party in its performance of its obligations under the Terms will be deemed or construed to be a consent to or waiver of a continuing breach or default or any other breach or default of the Terms or any other obligations of that party. No consent or waiver will be effective unless in writing and signed by both parties. The provisions of the Terms will enure to the benefit of and be binding upon each of ReSolve and its successors, assigns and affiliates, and you and your heirs, executors, administrators, successors, permitted assigns, and personal representatives.

Applicable Law. Except where prohibited by the laws of your jurisdiction, this site will be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to the principles of conflicts of law. By accessing the site, you hereby irrevocably submit and attorn to the provincial and federal courts located in the City of Toronto, Ontario for any disputes or matters arising from, connected with, or relating to the website, the Terms or any related matters.

September 1st, 2015

PRIVACY POLICY ReSolve Asset Management Inc. (“ReSolve” or “we”) is required to collect private information from our clients and prospective clients in order to properly fulfill our duties. Understanding a client’s needs and wants, financial position and family issues enables us to ensure that all investment recommendations are suitable. This is both a regulatory requirement and good business. ReSolve is committed to protecting our clients’ privacy and the confidentiality of their personal information in our possession. This policy explains the measures we take to fulfill these commitments. WE ASK OUR CLIENTS FOR NO MORE PERSONAL INFORMATION THAN NECESSARY. The “Know Your Client” information forms we ask clients to complete elicit only the information we need for contractual, regulatory and income tax requirements, including: name, address, phone and fax numbers, email addresses, birth date, social insurance numbers, asset holdings and values, investment knowledge and objectives, spouse’s name and occupation, and children’s and dependents’ names and ages. Our application forms for registered retirement accounts elicit only the information needed to register these accounts with the government including: social insurance number, spouse’s or designated beneficiary’s name and birth date. We do not disclose any non-public personal information to any third party except as required by law or as outlined in this policy. WE LIMIT ACCESS TO CLIENTS’ PERSONAL INFORMATION. We record clients’ personal information electronically on computer servers to which only authorized persons have access. Relevant employees may only access information by means of secure passwords. We authorize employees to have access to clients’ personal information only on a “need to know” basis. We have installed hardware and software security to keep our servers clean and secure. We maintain a duplicate copy of our data at an offsite location for disaster recovery purposes. This data is password protected. We keep paper copies of clients’ personal information in filing cabinets. We keep the computers and filing cabinets in which such information is stored in areas of our business premises that are kept locked when not in use. WE PREVENT UNAUTHORIZED DISCLOSURE OF CLIENTS’ PERSONAL INFORMATION. We train our employees to keep clients’ personal information strictly private and confidential. We require all of our staff to sign our privacy document that obliges them to respect and protect clients’ personal information. We ensure that departing staff understand they remain contractually obliged to respect the privacy of clients’ personal information. We shred paper documents containing clients’ personal information before discarding such documents. WE EXPECT SIMILAR SAFEGUARDS FROM OUR SERVICE PROVIDERS.We may use service providers to provide us with various services such as technology, administration, printing, marketing, legal and accounting. We will require them to have a similar privacy policy or to agree to acknowledge and abide by ours. WE TAKE PRIVACY SERIOUSLY. ReSolve’s Chief Compliance Officer, Michael Philbrick, is responsible for ensuring that ReSolve adheres to its privacy policy. Our Chief Compliance Officer is responsible for training our employees in our privacy policies and for monitoring the fulfillment of our privacy commitments. We invite any client or prospective client to contact him for any additional clarification desired. A client wishing to review his or her personal information in our possession should send a written request to this effect to our Chief Compliance Officer.

ReSolve Adaptive Asset Allocation

Confidence, Inspired by Evidence

ReSolve Asset Management delivers ETF Managed Portfolio Solutions focused on global asset allocation. The firm stands for rules-based adaptive portfolios prioritizing diversification and downside protection for strong, stable returns through most market environments. ReSolve serves advisors and institutions in Canada, and advisors, institutions and individuals in the United States, with fund and SMA offerings suitable for both core and explore mandates. Choose your investor type to learn what we can offer for you.

In the U.S. ReSolve is registered with the United States Securities and Exchange Commission as a Non-Resident Investment Adviser. In Canada ReSolve is registered as an investment fund manager in Ontario and Newfoundland and Labrador, and as a portfolio manager and exempt market dealer in Ontario, Alberta, British Columbia and Newfoundland and Labrador. ReSolve has not sought licensing with any other regulatory authority of any country or jurisdiction, nor has any such regulatory authority passed upon or endorsed the merits of the services offered by ReSolve. Therefore, ReSolve does not accept clients from jurisdictions where regulations prohibit ReSolve from offering its services. While this website can be accessed worldwide, the information provided is only intended for use by any person in any country where such use would not be contrary to local law or regulation.

Investment Advisor I am registered or I represent an entity that is registered under the securities legislation of my country’s jurisdiction as (i) an investment dealer (in which case, I am also registered with the Investment Industry Regulatory Organization of my county); or (ii) a portfolio manager. Alternatively, I am registered or I represent an entity organized in a foreign jurisdiction that is registered in a category that is analogous to (i) or (ii) above. I am a fiduciary.

Institutional Investor I represent an organization or entity, including banks, insurance companies, governmental entities, investment funds, pension funds with net assets of at least $25 million. Alternatively, I am registered as an advising representative of a portfolio manager that manages portfolios for the above-mentioned institutional entities. I satisfy the eligibility criteria for an institutional investor set forth in the Terms & Conditions.

Individual Investor I (a) manage my own portfolio, (b) am accessing this site in my personal capacity and/or (c) do not otherwise qualify as an investment advisor or institutional investor.

By accessing this website and any pages thereof, you agree to be bound by the terms of use set out below. If you do not agree with these terms of use, do not access this website or any pages thereof. We reserve the right, in our sole discretion, to modify, alter or otherwise update these terms of use at any time and you agree to be bound by such modifications, alterations or updates. References on this website to “ReSolve Asset Management Inc.”, “ReSolve”, and “we” or “us” are to the corporate entity ReSolve Asset Management Inc. and include its subsidiaries and affiliates, depending upon the context.

Products and Services of ReSolve. All products and services of ReSolve are offered for sale subject to the terms of the applicable agreements governing their use. Please consult with us for complete and up-to-date information on products and services. The information on this website is intended for use solely by persons resident in jurisdictions where ReSolve operates. These products and services are available in Canada and only in those other jurisdictions where they may be legally offered. This site does not constitute an offer or solicitation to anyone in any jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such a solicitation.

No Solicitation. Nothing on this website constitutes a solicitation or offer by ReSolve to buy or sell products or services of any kind whatsoever, including, without limitation, securities or any other financial instruments of any issuer. No Advice. The information on this website is general only. The information provided on this website is intended for informational purposes only and is not intended to constitute financial, accounting, legal or tax advice. Many factors unknown to us may affect the applicability of any statement or comment that we make on our website to your particular circumstances. You should consult directly with a ReSolve professional or your other advisors before acting on any information on this website.

Accuracy and Changes. The information on this website does not constitute the official version of ReSolve’s disclosure documents and may not always be the most current. Facts and information provided on this website are believed to be accurate at the time they are posted. However, this website could include inaccuracies, typographical errors, or out-of-date information. Changes may be made at any time to the information on this website without prior notice. Please consult with us for complete and up-to-date information on products and services.

Disclaimer of Warranty and Limitation of Liability. ReSolve does not warrant the timeliness, accuracy, completeness, quality, adequacy or content of any information on this website and expressly disclaims any liability whatsoever for errors or omissions. Such information is provided “as is” without warranty or condition of any kind (either express, implied or statutory), including, without limitation, the implied conditions and warranties of merchantability and fitness for a particular purpose, except in jurisdictions which do not allow the exclusion of implied warranties. ReSolve will not be responsible or liable for any direct, indirect, special, incidental, or consequential damages, or any other damages whatsoever, including, without limitation, lost revenues, lost profits or loss of prospective economic advantage, resulting from the use of or misuse of or inability to access or use this website or the information, documents, software or content thereof, or an error, omission, interruption, defect, delay, computer virus, system failure, loss of data or otherwise, even if advised of the possibility of such damages or such damages are reasonably foreseeable.

Hyperlinks Are Not Endorsements. Links to other Internet resources or websites are used at your own risk. Links to other websites or references to products, services or publications other than those of ReSolve on this website do not imply the endorsement or approval by ReSolve of such websites, products, services or publications. ReSolve makes no representations whatsoever about any other website which you may access through this one and accepts no responsibility whatsoever for such websites or their content. When you access a non-ReSolve website, please understand that it is independent from ReSolve, and that ReSolve has no control over the content on that website. Non-ReSolve websites are not subject to ReSolve’s privacy policy or security standards.

Material to be Consulted in its Entirety. All materials on this website are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions or disclosures, and any copyright or proprietary notices. Any disclaimers, restrictions, disclosure or hedge clauses apply to any partial document or material in the same manner as they do the whole, and will be deemed incorporated in the portion of any material or document that you consult or download.

Forward-Looking Statements. From time to time, we make written or oral forward-looking statements within the meaning of certain securities laws, including on this website, in filings with Canadian securities regulators and in other communications. These statements include, but are not limited to, statements we make about our operations, business lines, financial condition, risk management, priorities, targets, ongoing objectives, strategies and outlook. Forward-looking statements are typically identified by the words ‘believe’, ‘expect’, ‘anticipate’, ‘intend’, ‘estimate’ and other similar expressions or future or conditional verbs such as ‘will’, ‘should,’ ‘would’ and ‘could’. By their nature, these statements require us to make assumptions and are subject to inherent risks and uncertainties that may be general or specific. A variety of factors, many of which are beyond our control, affect our operations, performance and results and those of our business lines, and could cause actual results to differ materially from the expectations expressed in any of our forward-looking statements. Readers should not place undue reliance on our forward-looking statements. We do not undertake to update any forward-looking statement that is contained in this site or in other communications.

Internet Communications. PLEASE BE ADVISED THAT TRADING INSTRUCTIONS SHOULD NOT BE COMMUNICATED VIA E-MAIL AND, IF RECEIVED VIA E-MAIL, WILL NOT BE ACTED UPON. Without the use of secure encryption, the Internet is not a secure medium and privacy cannot be ensured. Internet e-mail is vulnerable to interception and forging. ReSolve cannot ensure the privacy and authenticity of any information communicated over the Internet, and will not accept any instructions that you send to us over the Internet. ReSolve will not be responsible for any damages you may incur if you communicate confidential information to us over the Internet or if we communicate such information to you at your request. Please refer to ReSolve’s Privacy Policy for more information.

Permitted Users and Access. This website may be used only by persons who are at least 18-years old and can form legally binding contracts under applicable law. This website may not be used by persons in jurisdictions where access to or use of this website or any part thereof may be illegal or prohibited.

Termination. If you breach any provision of these terms of use, you may no longer use this website. ReSolve may, at any time, for any reason and without any prior notice or liability, change, suspend or terminate this website or any part of it or withdraw your permission to use this website. If these terms of use or your permission to use this website are terminated for any reason, these terms of use will nevertheless continue to apply and be binding upon you indefinitely in respect of your prior use of this website.

General. These terms of use and the terms of use for client access, if applicable, including any changes hereto and/or thereto made from time to time (collectively, the “Terms”) constitute the entire agreement between you and ReSolve relating to your use of this website, and supersedes all previous agreements, written, oral or otherwise, between you and ReSolve. If any provision of the Terms is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed to be severed from the rest of the Terms, and shall not affect the validity and enforceability of any remaining provisions. No consent or waiver by either party to or of any breach or default by the other party in its performance of its obligations under the Terms will be deemed or construed to be a consent to or waiver of a continuing breach or default or any other breach or default of the Terms or any other obligations of that party. No consent or waiver will be effective unless in writing and signed by both parties. The provisions of the Terms will enure to the benefit of and be binding upon each of ReSolve and its successors, assigns and affiliates, and you and your heirs, executors, administrators, successors, permitted assigns, and personal representatives.

Applicable Law. Except where prohibited by the laws of your jurisdiction, this site will be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to the principles of conflicts of law. By accessing the site, you hereby irrevocably submit and attorn to the provincial and federal courts located in the City of Toronto, Ontario for any disputes or matters arising from, connected with, or relating to the website, the Terms or any related matters.

September 1st, 2015

PRIVACY POLICY ReSolve Asset Management Inc. (“ReSolve” or “we”) is required to collect private information from our clients and prospective clients in order to properly fulfill our duties. Understanding a client’s needs and wants, financial position and family issues enables us to ensure that all investment recommendations are suitable. This is both a regulatory requirement and good business. ReSolve is committed to protecting our clients’ privacy and the confidentiality of their personal information in our possession. This policy explains the measures we take to fulfill these commitments. WE ASK OUR CLIENTS FOR NO MORE PERSONAL INFORMATION THAN NECESSARY. The “Know Your Client” information forms we ask clients to complete elicit only the information we need for contractual, regulatory and income tax requirements, including: name, address, phone and fax numbers, email addresses, birth date, social insurance numbers, asset holdings and values, investment knowledge and objectives, spouse’s name and occupation, and children’s and dependents’ names and ages. Our application forms for registered retirement accounts elicit only the information needed to register these accounts with the government including: social insurance number, spouse’s or designated beneficiary’s name and birth date. We do not disclose any non-public personal information to any third party except as required by law or as outlined in this policy. WE LIMIT ACCESS TO CLIENTS’ PERSONAL INFORMATION. We record clients’ personal information electronically on computer servers to which only authorized persons have access. Relevant employees may only access information by means of secure passwords. We authorize employees to have access to clients’ personal information only on a “need to know” basis. We have installed hardware and software security to keep our servers clean and secure. We maintain a duplicate copy of our data at an offsite location for disaster recovery purposes. This data is password protected. We keep paper copies of clients’ personal information in filing cabinets. We keep the computers and filing cabinets in which such information is stored in areas of our business premises that are kept locked when not in use. WE PREVENT UNAUTHORIZED DISCLOSURE OF CLIENTS’ PERSONAL INFORMATION. We train our employees to keep clients’ personal information strictly private and confidential. We require all of our staff to sign our privacy document that obliges them to respect and protect clients’ personal information. We ensure that departing staff understand they remain contractually obliged to respect the privacy of clients’ personal information. We shred paper documents containing clients’ personal information before discarding such documents. WE EXPECT SIMILAR SAFEGUARDS FROM OUR SERVICE PROVIDERS.We may use service providers to provide us with various services such as technology, administration, printing, marketing, legal and accounting. We will require them to have a similar privacy policy or to agree to acknowledge and abide by ours. WE TAKE PRIVACY SERIOUSLY. ReSolve’s Chief Compliance Officer, Michael Philbrick, is responsible for ensuring that ReSolve adheres to its privacy policy. Our Chief Compliance Officer is responsible for training our employees in our privacy policies and for monitoring the fulfillment of our privacy commitments. We invite any client or prospective client to contact him for any additional clarification desired. A client wishing to review his or her personal information in our possession should send a written request to this effect to our Chief Compliance Officer.